Delsyte Disclaimer

All content on this site is provided for general information and educational purposes only. Nothing on this site constitutes (or should be interpreted as) financial, investment, tax, legal, or accounting advice, and nothing is a substitute for advice from a qualified professional who is familiar with your circumstances.

You are solely responsible for your decisions, actions, and results. Before making any financial decision, you should consider obtaining independent professional advice and doing your own research.

• Nothing on this site is a recommendation to buy, sell, or hold any security, cryptoasset, fund, derivative, or other investment;
• Nothing is a solicitation or offer to participate in any investment strategy or transaction; or
• an invitation to engage in any regulated activity.
• Any references to specific companies, tickers, products, strategies, or allocations are illustrative and may reflect opinion rather than fact.

Investing and property investment involve risk. You can lose some or all of your money.

Examples of risks include (non-exhaustive): market risk, liquidity risk, interest-rate risk, inflation risk, credit risk, currency risk, tax/regulatory change, tenant/void risk, leverage risk, and operational risk.

Past performance is not a reliable indicator of future results. Any forward-looking statements are inherently uncertain.

Our content (including explanatory notes about the calculator) may include analysis, commentary, and opinions. It may be wrong, incomplete, or become outdated quickly. Publication and update dates matter; material facts can change without notice.

We do not undertake to update any content to reflect new information, changed circumstances, or later events.

We provide calculators to help you explore scenarios and understand sensitivities. These tools (including NPV/IRR/max-offer style tools and similar models) rely on inputs and assumptions and may include simplifications.

Accordingly:

• Outputs are estimates and for illustration only.
• Small input changes can produce large output changes.
• Results may omit factors relevant to your situation (e.g., financing terms, fees, tax treatment, eligibility rules, timing effects, refinancing, transaction frictions, enforcement/void periods, or lender constraints).
• You must independently verify inputs, formulas, fees, taxes (including stamp duties), and real-world applicability.
• You should not rely on calculator outputs as the sole basis for a decision.

While we aim to be careful, we do not guarantee that any content, data, tools, or outputs are accurate, complete, current, error-free, or suitable for any particular purpose. To the fullest extent permitted by law, the site and all content are provided “as is” and “as available”, without warranties of any kind (express or implied), including (without limitation) implied warranties of accuracy, reliability, fitness for purpose, and non-infringement.

The site may reference or link to third-party websites, tools, feeds, or services (including market data providers, brokers, lenders, comparison sites, and advertisers). We do not control them and are not responsible for their content, availability, security, or accuracy. A link does not imply endorsement. Your use of third-party services is at your own risk and subject to their terms and policies.

The site may display advertising (including inline ads) and may earn revenue from ads, sponsorships, or affiliate relationships. This can create a conflict of interest.

We aim to present analysis honestly, but you should assume that we may benefit financially from some links, placements, or mentions; and that advertisers/partners have no obligation to share your goals or interests. Where practical, we will label sponsored content or affiliate links.

We (and/or contributors) may have positions in securities or assets mentioned on the site and may buy or sell them at any time, without notice. This may create conflicts of interest. Unless explicitly stated otherwise, we are not promising any specific disclosure standard, trading blackout, or real-time holdings updates.

To the fullest extent permitted by law, we will not be liable for any loss or damage arising out of or in connection with your use of (or inability to use) the site, calculators, or content — including (without limitation) direct, indirect, incidental, consequential, special, punitive, or economic losses, and including loss of profits, revenue, business, goodwill, data, or opportunity — even if we have been advised of the possibility of such losses.

Important legal carve-outs: Nothing in this Disclaimer limits or excludes liability that cannot legally be limited or excluded, including liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation.

• you will not use the site as a substitute for professional advice;
• you will validate critical information independently (especially pricing, rates, fees, taxes, and legal/regulatory requirements);
• you understand models can be wrong; and
• you accept full responsibility for your decisions.

The site is intended for a general audience. Content may not be appropriate or lawful in all jurisdictions. You are responsible for complying with local laws and regulations that apply to you.

We may update this Disclaimer from time to time. The “Last updated” date shows when changes were made. Your continued use of the site after changes means you accept the updated Disclaimer.